I'm normally
sympathetic to insurers, but something about this filing rubs me wrong. Maybe it's because someone thought it was
important that everyone know that we're paying an extra 1.1% for women's
preventative health services through the ACA, so important that they included
it as a line item in the summary.
Or maybe it's
because of this:
Instead of
estimating an annual factor and blowing it out over 23 months I'm looking at
the actual 23 month changes. I'm
comparing that to Providence's selected 7.2% annual factor, which compounds out
to 14.3%. Even against the worst point in
2011 the factor used in the proposed rates is almost double. Putting it in comparative terms,
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